No Hassle Line of Credit

We provide unsecured credit line for real estate purchase or business. There are no restrictions, it's as good as cash and you can use it as many times as you want. We don't require any collateral. And we offer 0% intro rates for the first 6 - 12 months. After that, it will be 8.99% variable apr. Lines will always remain open so you can use it for as long as you want as long as you make your payments.

 LOW INTEREST RATES
 - Rates as low as 8.99%! 0% interest rates for the first 6-12 months

 UNSECURED/NO COLLATERAL
 - Do not need to leverage any assets to acquire capital

NO RESTRICTIONS
 - Funds can be used same as cash.

 FUNDING IN AS LITTLE AS 20 BUSINESS DAYS
 - Quick approval process

NO UPFRONT FEES
 - We don't charge for submitting an application, we are paid solely on results. We charge 10% success fee based on the principle balance of funding our clients. You won't be charged the 10 points unless you already have the funding.

LINES WILL NOT REPORT TO THE PERSONAL CREDIT BUREAUS
 - Drawing these credit lines will not affect your debt/credit ratios. Lenders will only report defaults to the personal credit bureaus.

 HOW TO QUALIFY FOR CREDIT LINE: $10,000 to $150,000

 1. Good personal credit. If you have less than perfect credit you can cosign with a credit partner with good credit, in fact most of our clients uses a credit cosigner. It will not affect his/her personal credit score unless you default. Any friends or family will do.

 2. Must have business entity (EIN number)

 Contact us for qualification form here.

 Best Regards,

Larry Potter

Only one point bridge loans & no prepayment penalty!

We charge only one point, and our bridge loans have no prepayment penalty!

A bridge loan is a fast commercial real estate loan used to bridge a short period in time.  Years ago bridge loans were also known as swing loans, although this term has fallen out of common usage.

Typically bridge loans have a term of just 6 months or one year, but many bridge loans also provide for a 6-month or a one-year extension upon the payment of an additional 1/2 point to 2-point extension fee.

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Submit Your Commercial Mortgage App Today

We continue to seek first mortgages between $100,000 to $3.5 million on standing commercial properties nationwide.

Our hottest product right now is our blanket loan against a portfolio of rental homes.

We will also hypothecate notes and buy commercial loans at a discount.

                                            Apply Now

What counts towards the developer's equity?

It is the sum of the following:

1. The developer's cash down payment on the purchase of the land.
   
2. It does NOT include the principal and interest payments on the land loan used to buy the land.  Payments on a land loan don't add value to the project.  In theory, a developer is supposed to pay cash for the land.
   
3. But definitely include any appreciation in the value of the land since the buyer purchased it, either because of time (maybe the developer wisely bought the property in 2009 at the bottom of the market) or because of the happening of some external event, such as the completion of a freeway off-ramp on the subject strip or the opening of a nearby Wal-Mart.
   
4. Any increase in land value due to a zoning change or use change.
   
5. Any increase in value of the land due to assemblage.  Sometimes an assembled parcel is worth far more than the sum of the purchase prices of the various parcels.  Imagine a developer who is able to buy six ugly, old rental houses along a busy strip and combine them into a site large enough for a modern new strip center (called a mini-mall in Southern California).
   
6. Any monies already expended for architect's fees.
   
7. Any monies already expended for engineering fees.
   
8. Any monies already expended for legal fees, especially when used to get the zoning or use changed.
   

So how much equity is enough?  Generally a developer has to cover 20% of the total cost of a project.

Apply Now

Why is it hard to get USA commercial construction loans?

The reason why is because the vast majority of developers don't have enough equity or skin in the game.  They want the bank to take all of the risk. Would you do that?!?

You should also know that construction loans have to be disbursed in stages; otherwise the developer could just skip town with his wife and the bank's $4 million.  The bank will therefore insist on making frequent progress inspections to ensure that building is being constructed according to the plans and specifications.  Of all of the various types of commercial lenders - life companies, conduits, commercial banks, credit unions, and hard money lenders - commercial banks are the ones best equipped to issue a number of smaller disbursement checks.

You can apply for a USA commercial loan right now!

USA Commercial R.E. Hard Money Loans - Refi or Cash Out

GENERAL TERMS:



* Not for purchasing, sorry



* Refinance or Cash Out Commercial Properties
* LLC's, Corporations, Individuals, Partnerships, Trusts or Estates
* No upfront fees
* Loan Amounts $100 K - $250 M +
* Fixed Rates Range Between 12% - 15%
* Loan Terms 1 - 3 years on average
* Flexible amortizations & Interest-Only programs
* Loan to Value varies, case by case
* In Foreclosure or Bankruptcy Ok
* Currently in default Ok
* Tax liens & judgments Ok
* Construction to Perm OK
* First Lien Position Only
* Multiple Property Collateral Ok
* Foreign National Ownership Ok
* Poor Credit or No Credit Ok
* No Income Verification
* No tax returns or bank statements
* No Ownership Seasoning Requirement
* Typical closings within 2 to 3 weeks
* Lending in all areas of the USA



COMMERCIAL PROPERTY TYPES:


Multifamily (5+ units), Apartments, Mixed Use, Office Buildings, High Rise, Office Condos, Medical Office, Hotels, Motels, Churches, Bars, Restaurants, Car Washes, Auto Repair, Gas Stations, Shopping Malls, Strip Centers, Self-Storage, Marinas, Golf Courses, Resorts, Retail, Industrial, Warehouse & more.



* No owner-occupied single family residential home loans
* No ARV (after repair value) loans



Larry @  Lgpotter33@gmail.com

Commercial RE Hard Money Loans - Refi or Cash Out - No Credit Qualfication

Loans are not credit score based.  Loans are based against the equity in the property only. 

Stop foreclosure, meet certain deadlines, make improvements, pay debts, pay taxes, liens & judgments or use the funds as you like.  

We are direct to the people with the money!  BULLET FAST CLOSINGS!! 

General Terms:
* Refinance or Cash Out for presently owned commercial real estate

* Construction to Perm OK
* First Lien Position Only
* Multiple Property Collateral Ok
* Foreign National Ownership Ok
* Poor Credit or No Credit Ok

* No Income Verification
* Commercial Investment Properties Only
* No Seasoning Requirement
* Interest-Only programs also available
* Fixed Rates Range Between 12% - 15%
* Loan Terms 1 - 3 years on average
* Loan Amounts $100K - $250M +
* Loan to Value (LTV) will vary, case by case

* Lending in all areas of the USA

Property Types: 
Multifamily (5+ units), Mixed Use, Apartments, High-Rise Office Buildings, Office Condos, Retail, Car Washes, Hotel/Motel, Shopping Malls, Strip Centers, Restaurants, Bars, Mini Storage, Marina's, Golf Courses, Resorts, Industrial & more.

CONTACT:  Please reply to Lgpotter33@gmail.com with your number and details so I may call you directly. 

Thank you and we look forward to hearing from you.